Question about credit......?

ok you have a checking account -- go to the bank and ask them based on your income statement which you will fill out and give them how much of a auto loan will the give you -- now you have a figure to work with when you go car shopping - say they tell you that you can buy any car with a loan value of 3k than you will have a figure to work with!!! meanwhile you could also have the bank arrange for you to get a credit card -- you could care less about the interest because any time you use it you will pay off the complete balance when due - right!!! if you have been listening to the news you should be aware credit is tight and going to be tighter -- also back to the car call at least two insurance companies and get a ball park figure of how much insurance is going to cost in your area -- i do not want you to but a car you can afford but can not afford the insurance!!! good luck!!!